Deals with all insurances Life – Health & General

Deals with most of the insurance companies, as associated with distributor, you can definitely expect an unbiased recommendation from my end.

I suggest only Term insurance and no other products in life insurance.

Also recommend & pursue getting the adequate Term insurance cover & only till the age of 65 and not till 99/100.

I recommend & pursue all to have one health insurance over and above their company health insurance.

Will always recommend a health insurance with top up, so that, they get more insurance cover at lesser cost.

Deals with all the general insurance needs such as Auto, Home, Business, Travel, Machinery, etc.,

I always look for least premiums available in the market. However, if the product benefits are much more for a slightly higher premium, we suggest you the right one.

Now that, insurance industry is changing rapidly and it's very important to keep an eye on new products and changes, so that, we can have the best product available in the market. You can leave it to me, will ensure, you have the best and right product.

Deals with Long term, medium term & short term trading opportunities

Also deals with Algo trading for emotionless, rule based, faster & accurate trade executions

Ideally suggests not trade on your own, unless, you are an expert & you are a full time trader.

Normally suggest you to focus on your own job / profession & take the advice of experts for trading / investing.

As per SEBI, only 10 % of traders are making money, so it's not so easy to make money in trading, unless traded professionally.

Also recommend few of the well analysed and hand-picked SEBI registered RAs portfolios OR IAPs (Investment / Intelligent Advisory Portfolio) for long-term investment and consistent returns, which are generally higher than mutual fund returns – as per your risk profile.

Deals with IPOs & would recommend post proper analysis. Kindly note, all IPOs will not get you great returns.

Deals with unlisted shares & would recommend post proper analysis. Kindly note, all unlisted shares will not get you great returns. It's very important to enter at the right time with best price. Liquidity needs to analyse properly before investing in any unlisted shares.

Normally recommend long term & well diversified investments. If you insist in trading, will advise to put a very small portion of your total portfolio for short-term trading.

Deals with all types of real estate investment opportunities such as Pre Launch, Ready to Move, Residential, Commercial, Flats, Villas, Plots, Fractional Ownership, Co Ownership, REIT, SMREIT along with Interior, renovation & construction activities

Pre-Launch – Recommend few of the hand-picked, very well located projects of A category Builders at pre-launch price (In fact the first price offered by builder) – We can leverage your loan eligibility and can make very safe & very good returns. There are some special schemes for Salaried Individuals, where you can book with only 5% down payment. Since, we are investing less money upfront, we can expect an extreme high returns on our investment.

Ready to Move In – Recommend few of the hand-picked, very well located projects of A category Builders as per your preferences

Residential – From the investment prospective, its ideal to book residential flats at prelaunch and exit just before the completion. If, it is for your own use, we recommend few of the best projects as per your preferences and budget. But I normally do not suggest residential flats / buildings to generate rental income as ROI on residential properties are normally not that high, instead, we suggest various other options which can generate steady & consistent returns much more than rent and also a capital appreciation much more than a residential property.

Commercial - Recommend few of the hand-picked, very well located projects of A category Builders as per your preferences. Commercial properties can fetch higher monthly rents with higher appreciation when compared with residential properties. It is also not ideal to buy a commercial property with too much of a loan. We try our best and get you the best price, In fact the first price offered by builder.

Flats / Villas – For your own use, I recommend few of the hand-picked, very well located projects of A category Builders as per your preferences. For own use, ideal to buy at pre-launch price, rather buying near completion. Normally don't suggest flats & villas from an investment prospective (not suggested with higher loan), as rental and appreciation is much lesser when compared with commercial properties & with other available options.

Plots - For your own use, I recommend few of the hand-picked, very well located projects of A category Builders as per your preferences. For own use, ideal to buy at pre-launch price, rather buying near completion. Normally don't suggest plots from an investment prospective (not suggested with higher loan), as there's no rental income and appreciation is much lesser when compared with commercial properties & with other available options. It makes sense to invest in these only with No loan or minimal loan and you have a long-term investment horizon of more than 10 years.

Fractional Ownership – Fractional Ownership is quite famous in few foreign countries and now picking up fast in India. As all of us know, real estate investments need higher amount of money upfront and because of this most of us might not be able to buy or invest in. Fractional Ownership provides a Solution to this and now we have option to buy a fraction i.e., even as less as 1 sq. feet of the property and you would own the fraction of the property. With this, you can now invest as less as few thousands or few lakhs and can you get real estate property returns in proportionate your investment. You would be a part of a trust or an LLP in whose name the property is registered and it's legally bounded without any much risk. I recommend a few well analysed, well located, very safe & hand-picked fractional ownership options.

Co Ownership – Co Ownership is quite famous in few foreign countries and now picking up fast in India. As all of us know, real estate investments need higher amount of money upfront and because of this most of us might not be able to buy or invest in. Co Ownership provides a Solution to this and now we have option to buy a property as a co-owner and you would co-own the property. With this, you can now invest as less 10 lakhs and above and still co-own a property which is worth in Crores and you can get real estate property returns in proportionate your investment. In this, you are truly a co-owner of the property and your name appears as a co-owner on sale deed. I recommend a few well analysed, well located, very safe & hand-picked co-ownership options.

REIT / SMREIT – REIT & SMREIT are one of the other options available to invest in real estate. Now, especially with SMREITs being approved and regulated by SEBI, it gives further more confidence to invest in these options. There are varieties of investment opportunities available to invest in this space. I recommend a few well analysed, well located, very safe & hand-picked SMREIT options, which can give a steady monthly rental income (as high as 8% to 9%+ per Annum) and a decent property appreciation (as high as 7% to 8%+ per Annum), taking a total returns possibility of 14 to 16%+ per annum which might not be possible in buying an individual property. You can start your investment with as less as 10 lakhs.

Interiors / Renovation – I am not directly involved in interior business. But, associated with few of the very good companies & refer, who are extremely good in quality, finishing, timely completion and with very competitive price in the market.

Constructions – I am not directly involved in construction activities. But, associated with few of the very good companies & refer, who are extremely good in quality, finishing, timely completion and with very competitive price in the market.